Dispute credit card fraud
Chase, American Express, Citibank, and others don’t believe that you didn’t charge a vacation to Las Vegas? Your bank doesn’t believe that you did not buy a thousand-dollar television at BestBuy or on Amazon?What should you do when your credit card does issuer does not agree that you are a victim of fraud? The answer is […]
What is a consumer report?
When you obtain your credit report from Equifax, Experian, or TransUnion (or any of the many other consumer reporting agencies (CRAs)), you receive a “consumer report” as that term is defined by the Fair Credit Reporting Act (FCRA). The FCRA is the main federal statute that governs consumer reports and the credit reporting industry, […]
My 9/11 – A lucky escape from Two World Trade Center, 65th Floor
Those of you who know me well have seen this post many times. I decided to go with an abridged version this year. Re-reading this as we approach the 20th anniversary of 9/11 gave me chills. As always, I dedicate these words to all of those who were lost that day. Never forget! September 11, […]
Will disputing inaccurate information on my credit report harm my credit score?
No! And you should consult with an experienced consumer attorney about how to best dispute all inaccurate information on your credit report. Under the Fair Credit Reporting Act (FCRA), you — the consumer — are entitled to dispute any inaccuracies on your credit reports with Equifax, Experian, TransUnion, and Innovis (and any other consumer reporting […]
CFPB resources for tenants behind on rent due to Covid-19
Per the CFPB (link to resource page here) If you’re having trouble making rent payments as a result of the coronavirus pandemic, you’re not alone. Federal, state, and local governments are offering help with housing expenses and avoiding eviction. Find out what this means for you, and what you can do.
Davis Wright Tremaine opines on key issues before SCOTUS in Ramirez v. TransUnion
As reported yesterday in Lexology, Davis Wright Tremaine takes a hard look at the arguments made to the United States Supreme Court in the Fair Credit Reporting Act class action, TransUnion v. Ramirez From the blog post: Last week, the U.S. Supreme Court heard oral argument on whether and to what extent class members’ injuries […]
Certain marijuana convictions on background check reports will soon disappear for New Yorkers
Business Insider is reporting that New York’s new marijuana law, which legalizes marijuana smoking for adults and permits possession of up to three ounces of pot, will result in expungements of convictions for possession of marijuana of three ounces or less. That is very good news for those stigmatized with convictions for possession of marijuana […]