Mistakes on your credit report can create major barriers to financial stability. Dealing with incorrect information that’s negatively affecting your credit? The attorneys at Sherman & Ticchio PLLC are here to provide legal support. We assist individuals across Livingston County who are facing challenges due to reporting errors and need help addressing them through legal action.
Located in western New York, Livingston County features a blend of rural charm and growing residential areas. For residents in this region, accurate credit reports are crucial when applying for mortgages, car loans, rental housing, and even jobs. Unfortunately, credit report errors can result in higher borrowing costs, rejected applications, or lost opportunities.
Typical credit report problems include incorrect personal details such as misspelled names, wrong Social Security numbers, or outdated addresses. Account errors are common, including inaccurate balances or payment histories that do not reflect your actual record. Duplicate accounts and lingering negative information may unfairly lower credit scores. Identity theft is another serious issue, where unauthorized accounts appear on your report without your consent.
In Livingston County, access to legal resources might be limited, which makes having dedicated legal help valuable in resolving credit report errors promptly and effectively.
Our attorneys begin by conducting a detailed review of your credit reports from any relevant consumer reporting agencies. If prior attempts to correct inaccuracies have failed, we are prepared to take legal steps on your behalf under the Fair Credit Reporting Act (FCRA).
The FCRA requires credit reporting agencies to maintain accurate records and provides individuals with the right to seek remedies in certain cases where they’ve suffered due to incorrect information.
If your credit report has led to financial setbacks, emotional strain, or reputational harm, you may have a claim for compensation. We tailor our legal strategy to your individual circumstances and work to move your case forward with focus and care.
Sherman & Ticchio PLLC brings more than two decades of experience to helping individuals address credit and background reporting issues. Brett D. Sherman has been recognized as a Thomson Reuters “Super Lawyer.” Our firm is also a member of the National Association of Consumer Advocates, reflecting our dedication to protecting consumer rights.
We offer personalized attention to each client, understanding that credit report problems can affect lives differently. Based in New York City and New City, NY, our team proudly serves clients throughout Livingston County and neighboring areas.
Our team is known for straightforward communication and steady guidance through each step of the process. We aim to help you clear up false or damaging information and regain control over your financial future.
If you have any inquiries about our Livingston County credit report lawyers, feel free to contact us today.