about Our Firm

Experience is part of developing a successful law practice, and at Sherman & Ticchio consumers get the skilled legal advice and representation they’re looking for when they hire an attorney.We have a thorough understanding of federal and state credit reporting and background check reporting laws. With exceptional legal skills, practical solutions, and professional integrity, Sherman & Ticchio works hard to help you get the best possible results in the following practice areas:

  • Credit Reporting Errors
  • Background Check Errors
  • Identity Theft
  • Consumer Protection

Sherman & Ticchio prides itself on developing real connections with clients. We put complex legal issues into language that you can easily understand. We work hard to help our clients in every credit reporting and background check reporting situation. We treat clients with respect and spend time to make sure that they fully understand the process they are going through.

When you need counsel on a major, life-impacting decision, you deserve an attorney who will listen to you, thoroughly examine the facts, and provide the best possible solution for you and your future

The attorneys of Sherman & Ticchio PLLC have extensive experience representing clients with all manner of errors and inaccuracies on their credit and background check reports. Clients generally see inaccurate information appearing on their reports owing to one of the following three reasons (and in rare cases, a combination of these three):

Identity theft is common, and victims of identity theft can find their credit ruined in one of many ways. Identity thieves may open credit cards in the victim’s name, or steal existing credit cards, and run up thousands of dollars of debt. This leaves the victim on the hook for the debt, but it can also lead to the creditor reporting the debt (and any associated late payments) to the credit reporting agencies. Identity theft isn’t just limited to the victim’s credit; in some cases thieves have committed crimes and used the victim’s information upon arrest. This can lead to the victim having an inaccurate criminal history appearing on tenant screening and background check reports.

In “mixed file” cases, the credit reporting agencies have combined the information of two similar individuals. You may find a whole host of accounts appearing on your credit reports that you don’t recognize, along with names, addresses, dates of birth, employment information, etc. Generally, this occurs because your information is very similar to another individual’s. For example, you may share the same name and date of birth. This can lead to errors ranging from inaccurate addresses appearing on your credit reports to inaccurate criminal history appearing on your tenant screening and background check reports.
In “status” cases, clients find that information associated with an account is inaccurate. For example, you may see your mortgage appearing on your credit report, but be surprised to see that you are listed as being 90 days late on your payments, even though you have never missed a payment in your life. You may also find that your landlord has reported you as having been evicted with no basis for doing so.