How A Lawyer Can Help If You’re Mistakenly Reported As Deceased On A Credit Report
Being mistakenly reported as deceased on a credit report can cause significant financial and emotional strain. This error can block…
9 Common Background Check Errors That Can Affect Your Life
Background checks are a vital part of decisions involving employment, housing, and financial opportunities. While these reports are meant to…
9 Things You Need To Know About Mixed Credit File
Errors on credit reports can impact nearly every part of a person’s financial life, from securing a mortgage to getting…
9 Ways A Background Check Attorney Assesses Inaccurate Information In Your Report
Background checks are a big part of any number of processes – whether it’s for employment, housing, or financial services.…
What is a Consumer Report Under the Fair Credit Reporting Act?
The Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681, is the primary federal statute that regulates the credit reporting…
You are a Lucrative Product To Credit Bureaus and Background Check Companies
At Sherman & Ticchio, we work in a peculiar field. We are attorneys who assist clients that are the victims…
Professionalism, Quality, Responsiveness, Value
Sherman & Ticchio PLLC under the leadership of Brett Sherman is an excellent law firm that represents the best interest…
Fair Credit Reporting Act Requires Furnishers to Conduct Reasonable Investigations of Consumer Disputes
The Fair Credit Reporting Act (FCRA) defines a furnisher as a company that furnishes information about consumers to credit bureaus…
Adverse Action Under the Fair Credit Reporting Act
Normally, you are entitled to obtain one free copy per year of your credit report with Equifax, Experian, and TransUnion by…
A Short Guide to Credit Report Inquiries
Credit inquiries are something very few consumers fully understand. Let’s take a look at some of the important characteristics of…
What is a Credit Inquiry (and what is the difference between hard inquiries and soft inquiries)?
Broadly speaking, a credit inquiry is a request by a financial institution or other company (like a potential landlord) for…
The Fair Credit Reporting Act and Your Right to Maximum Possible Accuracy (a basic overview)
The Fair Credit Reporting Act (commonly referred to as the FCRA) is the federal law that requires credit bureaus (also…