Can I sue for a false background check report?
According to the Fair Credit Reporting Act (FCRA), you are entitled to sue a background check company if they provide…
Employment background check companies: Check your reports
The information below is on the CFPB’s 2021 list of consumer reporting companies Accurate Background Provides background screening services. Free…
How can I obtain my credit reports from Equifax, Experian, and TransUnion?
Your credit reports play an important role in your financial life. They can influence everything from loan approvals to job…
Credit Bureaus must provide you with a copy of your credit report under the FCRA
§1681g of the Fair Credit Reporting Act (FCRA) requires that “[e]very consumer reporting agency shall, upon request …” provide you…
Why you need to get to know the Fair Credit Reporting Act (FCRA)
The Fair Credit Reporting Act (or FCRA), passed in 1970, is a federal statute designed to protect consumers. The FCRA…
Mixed Files and Merged Files: Common Credit Report Problems
If you find someone else’s accounts or personal information on your credit report, Sherman ; Ticchio can help. The same…
The FCRA: You may be entitled to financial compensation for credit report errors
FCRA §1681o applies to negligent violations of the Fair Credit Reporting Act Pursuant to FCRA §1681o, any person (under the…
Identity Theft – a Guide for Consumers
Identity theft happens when one individual uses the personal identifying information of another person without permission. Often, perpetrators of identity…
The Worst Time to Discover an Inaccurate Credit Report
While perhaps obvious, the absolute worst time to learn about errors on your credit report(s) with Equifax, Experian, Innovis, and…
Damages, Fees, and Costs in Credit Report Litigation
Damages, Fees, and Costs in Credit Report Litigation The Fair Credit Reporting Act offers consumers many different forms of financial…
Credit Report Errors: Disputes and Lawsuits Under the FCRA
The Fair Credit Reporting Act (FCRA) defines two different types of disputes of inaccurate information on your credit report —…
Ramirez v. TransUnion – Blow to Consumers, but SCOTUS fails to bar FCRA claims based on emotional harm without publication
There is a lot of talk today about the United States Supreme Court’s 5-4 decision concerning the Fair Credit Reporting…