Mixed Files and Merged Files: Common Credit Report Problems
If you find someone else’s accounts or personal information on your credit report, Sherman ; Ticchio can help. The same…
The FCRA: You may be entitled to financial compensation for credit report errors
FCRA §1681o applies to negligent violations of the Fair Credit Reporting Act Pursuant to FCRA §1681o, any person (under the…
Identity Theft – a Guide for Consumers
Identity theft happens when one individual uses the personal identifying information of another person without permission. Often, perpetrators of identity…
The Worst Time to Discover an Inaccurate Credit Report
While perhaps obvious, the absolute worst time to learn about errors on your credit report(s) with Equifax, Experian, Innovis, and…
Damages, Fees, and Costs in Credit Report Litigation
Damages, Fees, and Costs in Credit Report Litigation The Fair Credit Reporting Act offers consumers many different forms of financial…
Credit Report Errors: Disputes and Lawsuits Under the FCRA
The Fair Credit Reporting Act (FCRA) defines two different types of disputes of inaccurate information on your credit report —…
Ramirez v. TransUnion – Blow to Consumers, but SCOTUS fails to bar FCRA claims based on emotional harm without publication
There is a lot of talk today about the United States Supreme Court’s 5-4 decision concerning the Fair Credit Reporting…
Mistakes on your credit report? A guide…
Your credit report is a record of your creditworthiness. Chances are, every payment you’ve made to a big label credit…
Reasonable FCRA dispute investigation… Who decides?
The Fair Credit Reporting Act (FCRA) is intended to protect consumers from the consequences of inaccurate credit reporting. Among other…
False criminal record on background check report
False criminal records on background check reports are far too common. This year, Sherman & Ticchio has observed a substantial…
Alive, but described as deceased on your credit report?
Are you very much alive BUT being described as deceased by a credit bureau (like Equifax, Experian, and/or TransUnion)? You…
Are all mixed file cases willful FCRA violations?
In our view, punitive damages under the Fair Credit Reporting Act are appropriate in all mixed file cases. To recap…