Should I dispute unauthorized hard inquiries?
You should dispute hard inquiries that are not associated with applications for credit that you made because hard inquiries bring down your credit score and unauthorized inquiries could indicate that you are a victim of identity theft. What is a hard inquiry? A hard inquiry is a record in your credit file (that appears on […]
Identity theft? 3 steps to take right now
Take these three steps immediately if you believe you are a victim of identity theft (i.e., that an identity thief has obtained access to your confidential personal information and has used or may use your identity for self-enrichment): First, freeze your credit. A credit freeze bars credit reporting agencies – Equifax, Experian, TransUnion, and others […]