Top FAQs On How To Fix Your Credit Report
It affects your ability to get loans, credit cards, and even housing. Mistakes on your credit report can cause serious problems. These errors might result in denied loan applications or higher interest rates, which can cost you more money over time. They can also impact your chances for rental agreements or insurance rates. Let us […]
How To Fix Your Credit Report: A Practical Guide
A credit report is a detailed record of your borrowing history. It shows your loans, credit cards, payment history, and outstanding debts. Lenders, landlords, and others use this report to decide if they can trust you with credit or rental agreements. When a report contains mistakes, such as accounts you don’t recognize, incorrect balances, or […]
How Long Do Job Background Checks Take? What To Expect
If you have applied for a job, you might be wondering, how long do background checks take for jobs. The answer is not always straightforward. Background check times vary depending on many factors, such as the kind of check performed, where your records are located, and how quickly the agencies involved respond to requests. Some […]
11 Most Common Types Of Identity Theft In 2024
Identity theft affects millions of people every year. Understanding the most common identity theft types can help you recognize risks and protect yourself. Let us explain each major type, their impact, and how to guard against them. At Sherman & Ticchio PLLC, we assist clients facing problems caused by identity theft, especially when it leads […]
What You Should Know About Advanced Background Checks
Applying for a job today often involves more than just submitting your resume. Many employers now rely on advanced background checks to screen candidates, pulling detailed information that goes far beyond a basic criminal record search. These advanced background services can include credit data, employment verification, and even personal identifiers that are prone to […]
How To Prove You Are Not Deceased On Your Credit Report
Being falsely reported as deceased on your credit report is a serious issue that can affect your financial life. It can lead to denied loans, difficulty obtaining a job, and complications with your health insurance or taxes. If you find yourself in this situation, it is essential to know how to prove you are […]
How To Check For Identity Theft: A Step-By-Step Guide
Identity theft is a growing concern in today’s digital world. The consequences of having personal information stolen are severe, from damaged credit to fraudulent transactions. If you suspect that your identity has been compromised, it is vital to act fast. Detecting identity theft early on can prevent significant harm to your financial stability. This […]
Why Does Your Credit Report Say You’re Deceased?
It can be both shocking and frustrating to discover that your credit report says you’re deceased. If you find this error on your report, you might feel confused and concerned about how it will affect your credit score, ability to secure loans, or access financial services. A mistaken death entry can happen for various […]
How To Dispute First Advantage Background Failure Due To Inaccurate Information
A failed background check can be frustrating, especially if the information reported is inaccurate. For many jobseekers and individuals applying for various services, a First Advantage background check failure may be based on incorrect or outdated data. If you find yourself in this situation, you must understand the steps you need to take to […]
Everything You Need To Know About Family Identity Theft
Identity theft can affect anyone, but when the thief is a family member, the consequences can be quite painful. Family identity theft is a deeply unsettling experience, as it involves betrayal by someone close to you. Many people assume that identity theft only happens outside the family, but it’s more common than many realize. […]
What Should You Do If You Have A Mixed File Credit Report?
Discovering that your credit report contains errors can be frustrating, especially when it is due to a mixed file credit report. This issue arises when a credit bureau combines your data with someone else’s. It potentially harms your creditworthiness. If left unresolved, it can lead to loan rejections, higher interest rates, or complications during a […]
What Can An Identity Theft Lawyer Do For You?
Identity theft is a growing concern in today’s digital world. It can cause financial hardship, emotional distress, and long-term challenges. Hiring an identity theft lawyer is a proactive way to address this issue, safeguard your rights, and recover from the repercussions. Let’s get to know how these professionals can help you. Assisting with Reporting the […]