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Frequently Asked Questions About Credit Report
Can I file a lawsuit if there is inaccurate information on my credit reports?
What happens after I dispute inaccurate information on my credit reports?
How long do negative items stay on my credit report?
How many Americans have credit report errors?
What types of damages (or costs or fees) can I recover for credit report errors?
Can disputing a credit report error damage my credit score?
What should I do if I find errors on my credit reports?
Do I need a credit lawyer?
How can I obtain my background check or tenant-screening reports?
What if a credit bureau or background report company will not give me my report?
How bad is the mixed credit file problem (do I need to worry about having a mixed file)?
Can I be compensated if I win a case under the Fair Credit Reporting Act?
What can I do if a credit bureau reports me as deceased?
Identity theft - I suspect I am a victim. What should I do?
What is a mixed credit file?
What is a merged credit file?
Can I sue for an inaccurate background check report?
How can I obtain my credit reports?
What is the Fair Credit Reporting Act (FCRA)?
Why are there errors on my credit report?
How can I dispute errors on my credit reports?
What type of errors are commonly on background check reports and what can I do about them?
What is the difference between a direct dispute and an indirect dispute of credit reporting errors?
What is a credit freeze?
How do I read my credit reports?
What does the FCRA mean by "maximum possible accuracy?"
What is the difference between a hard inquiry and a soft inquiry on my credit reports?
What is a credit inquiry?
What is a reasonable investigation of my dispute?
How do I obtain my credit reports from Equifax, Experian, and TransUnion?
What is "adverse action" under the Fair Credit Reporting Act?
What type of investigation do my creditors need to do if I dispute an account to a credit bureau (consumer reporting agency)?