Reinsertion in your credit file of previously deleted information

“Reinsertion” under the Fair Credit Reporting Act (FCRA) means that a credit bureau has started to again report inaccurate information…

Avoid Credit Repair Shops!

Credit repair shops (commonly also known as “credit repair organizations” or CROs) are mass credit dispute operations. You have heard…

The Fair Credit Reporting Act (FCRA) was enacted to protect consumers because Congress recognized, as early as 1970, that an…

When you dispute an inaccurate debt on your credit reports to one or more credit bureaus (like Equifax, Experian, and…

Need another reason to keep a close eye on your credit reports? Check out the findings and recommendations from Consumer…

The Seven-Year Obsolescence Rule is the Default Under the Fair Credit Reporting Act (FCRA) With the exception of five specific…

No! And you should consult with an experienced consumer attorney about how to best dispute all inaccurate information on your…

Yes, there are millions of Americans, perhaps six million or more, whose credit files are mixed and merged. It is…

No! And you should consult with an experienced consumer attorney about how to best dispute all inaccurate information on your…

Savings? Check. Investment Portfolio? Check. Accurate credit reports? It is time to find out. The Consumer Financial Protection Bureau (CFPB)…

Most credit card issuers tell you that they offer extraordinary fraud protection and that you will never be held responsible…

What is a Credit Lawyer anyway? “Credit lawyer” is a short-hand term for an attorney, like the lawyers at Sherman…