How To Prove You Are Not Deceased On Your Credit Report
Being falsely reported as deceased on your credit report is a serious issue that can affect your financial life.…
Are all mixed file cases willful FCRA violations?
In our view, punitive damages under the Fair Credit Reporting Act are appropriate in all mixed file cases. To recap…
Mixed Files by Equifax, Experian, and TransUnion
The Fair Credit Reporting Act (FCRA) requires consumer reporting agencies (a/k/a credit bureaus or CRAs) to maintain reasonable procedures to…
“Consumer Reports” finds errors on 1/3 of credit reports
Need another reason to keep a close eye on your credit reports? Check out the findings and recommendations from Consumer…
How long can a negative item stay on my credit report?
The Seven-Year Obsolescence Rule is the Default Under the Fair Credit Reporting Act (FCRA) With the exception of five specific…
Will disputing inaccurate information on my credit report harm my credit score?
No! And you should consult with an experienced consumer attorney about how to best dispute all inaccurate information on your…
Millions of Mixed Credit Files. Could One belong to You?
Yes, there are millions of Americans, perhaps six million or more, whose credit files are mixed and merged. It is…
Accurate credit reports? It is time to find out.
Savings? Check. Investment Portfolio? Check. Accurate credit reports? It is time to find out. The Consumer Financial Protection Bureau (CFPB)…
What is a Credit Lawyer anyway?
What is a Credit Lawyer anyway? “Credit lawyer” is a short-hand term for an attorney, like the lawyers at Sherman…